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Read more about the article What happens when I defer my mortgage repayments?
  • Post author:Oktay Sengoz
  • Post published:May 19, 2020
  • Post category:Loans
  • Reading time:3 mins read

What happens when I defer my mortgage repayments?

I think the Government has done an amazing job responding to COVID-19 and the economic impact. Packages like JobKeeper, JobSeeker, small business loans…

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Read more about the article Should I fix my interest rate?
  • Post author:Oktay Sengoz
  • Post published:May 12, 2020
  • Post category:Loans
  • Reading time:4 mins read

Should I fix my interest rate?

Legally I can't give you a direct answer and tell you to fix or not to fix your interest rate, but here's what…

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Read more about the article Why don’t the banks always pass on the full rate cuts?
  • Post author:Oktay Sengoz
  • Post published:October 18, 2019
  • Post category:Loans
  • Reading time:3 mins read

Why don’t the banks always pass on the full rate cuts?

The government announced an enquiry into why the banks don't always pass on the full RBA interest rate cuts this week. Ultimately banks…

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Read more about the article Negative Interest Rates are Negative
  • Post author:Oktay Sengoz
  • Post published:September 27, 2019
  • Post category:Loans
  • Reading time:2 mins read

Negative Interest Rates are Negative

You might have seen negative interest rates in the news recently. There are also a lot of factors pointing to another interest rate…

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Read more about the article Why (an experienced) finance broker is now more important than ever
  • Post author:Oktay Sengoz
  • Post published:July 25, 2019
  • Post category:Loans
  • Reading time:3 mins read

Why (an experienced) finance broker is now more important than ever

There have been more changes in the finance industry in the last 18 months than I have seen in the last 19 years.…

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Read more about the article Does the APRA change mean anything to you?
  • Post author:Oktay Sengoz
  • Post published:July 19, 2019
  • Post category:Loans
  • Reading time:3 mins read

Does the APRA change mean anything to you?

Banks stress test your ability to make repayments at a rate above the actual interest rate to ensure you can still afford your…

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Read more about the article How long until I pay off my Home Loan?
  • Post author:Oktay Sengoz
  • Post published:June 20, 2019
  • Post category:Loans
  • Reading time:3 mins read

How long until I pay off my Home Loan?

How can we achieve the great aussie dream sooner, pay off our home loan before the 30 year term ends and save on…

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Read more about the article Save Money Series – 3 Steps to Consolidate Your Debt
  • Post author:Oktay Sengoz
  • Post published:March 28, 2019
  • Post category:Loans
  • Reading time:2 mins read

Save Money Series – 3 Steps to Consolidate Your Debt

I recently saw an advertisement that said you only need one tool to save money...YOUR MOBILE PHONE.Contrary to the myth, saving money doesn't…

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Read more about the article 3 Top Tips when applying for a loan in 2019
  • Post author:Oktay Sengoz
  • Post published:March 20, 2019
  • Post category:Loans
  • Reading time:3 mins read

3 Top Tips when applying for a loan in 2019

There's no doubt the Royal Commission has had an impact on how lenders now assess loan applications. You would've heard that right now…

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Read more about the article How much deposit do you need?
  • Post author:Oktay Sengoz
  • Post published:October 18, 2018
  • Post category:Loans
  • Reading time:3 mins read

How much deposit do you need?

There is one benefit to the softening housing market and the media shoving headlines down our throat about house prices dropping 40%. That…

Continue ReadingHow much deposit do you need?
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